Yes, there are lazy ways to make money and you can make money even if you are lazy.

This article reveals exactly how and many different lazy ways you or anyone else can make money.


Why Lazy Ways to Make Money?

Available to the American workforce are several jobs that can be taken with the individual getting paid.

A sampling of some of those jobs could include employment opportunities and can be defined as blue-collar in which the individual not only uses their skills and mind but couples those capabilities with extensive manual labor.

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Another classification of jobs could be white-collar jobs in which the individual uses their mind, skill, experience, and talents but not so much as it relates to manual labor.

Regardless of what color your collar is, jobs are needful as demonstrated by the payment received and the responsibilities to follow through on the fulfillment of that important job.

With the advent of technology, there is another colored collar that is represented.

The way that this caller can be defined would be that of being no color or perhaps a pajama collar as these jobs could be defined as lazy or doing a job from the comfort of your home while still in your pajamas.


Personal Story

Sometimes I have the opportunity to do some freelancing work and utilize a freelancing website.

Six months back I committed to being involved in a survey and for less than 10 minutes of my time, I was paid $30.

Following that initial survey, I was approached by the same company and asked if I would be willing to be involved with a follow-up survey.

I indicated that I would and thoughtfully and honestly answered all of the questions.

In a matter of 10 minutes, the questions were answered to everyone’s satisfaction.

To determine if I was reading the questions and responding thoughtfully there was a question in the survey asking if I was actively engaged in the process.

The following day I received an additional $30 through my account.

Not a considerable amount of money, but it was certainly worth my while based on my effort and time commitment.


25 Lazy Ways to Make Money


1. Play Games 

What could be easier than playing games to earn money?

By downloading the app known as “Words to Win” an individual can install this app on their phone and begin to play and in the process earn money.

By utilizing this app, you can win cash rewards that take the game player through a variety of simulated vacation spots such as Mexico, Australia, Hawaii, and other locations.

The game is played by creating words out of the letters given and completing a crossword puzzle-type board.

You can earn coins, spin prize wheels, and be entered into a sweepstake with the grand prize being a $500 giveaway.

In addition to earning money, you can de-stress by playing this game.


2. Stash

Stash is an investment app and you can start your investment journey with just one dollar.

The app allows you to put your money where you want and does offer some advice and tools to help you in the process.

Also, to start you out, Stash will give new members $10 for any of their first investments.


3. Listening to Music 

Another opportunity to earn money and enjoy something that you probably already do is by listening to music.

The points that you receive for cash and gift cards are earned in proportionately to the amount of music you listen to.

There are over 100,000 radio stations that you can tune into to listen to new music or listen to your favorites.

The option to earn $600 a year is a potential amount of money that you can earn.


4. Bingo 

Blackout Bingo is a game that you can play that is similar to the original game of bingo.

This downloaded app can be played anytime you have a moment and through your smartphone.

You play against other people and can win prizes or you can switch over to earning cash.

The potential for game winners is cash earnings of $1000 or more as many tournaments are offered.

Residents in the following states are restricted from utilizing the app:

  • Arizona
  • Arkansas
  • Connecticut
  • Delaware
  • Louisiana
  • Montana
  • South Carolina
  • South Dakota
  • Tennessee


5. Upwork 

Upwork is a website that matches individuals needing to have a job accomplished with individuals who have experience and the skill set to meet the job requirements.

Most of the positions offered on the website require time and effort to satisfactorily complete the job.

However, there are “gigs” that require minimal effort and time and pay are almost immediate.


6. Flash Rewards 

Another rewards program that you can earn money through is Flash Rewards.

Since its inception in 2016, the site indicates that over $11 million has been awarded to its members.

The basics of the site is that the individual registers utilizing an email, their name, as well as other information.

When accessing the site, you are shown a variety of deals that may be appealing to you.

Some of those participation deals include the playing of games, subscription products, mobile apps, provision of financial services, etc.

When selecting one of these particular items you are then asked to take a quick survey with the purpose being to show you offers and deals based on your interests.

You can take advantage of any of these offers but this is strictly optional.

You follow the instructions and complete your involvement in a specific number of deals.

Upon completion, you are moved upwards into the next level and ultimately to category number of five.

Each deal must be completed and once it occurs then you are eligible for your cash rewards.


7. Scanning 

When you buy items at your local retailer, this way of earning money is accomplished by scanning the receipt and including the barcode.

For each receipt scanned you will receive a set amount of points that can be ultimately redeemed for gift cards, obtaining technology, and other great gifts outlined in their gift catalog.

The more that you shop and scan your receipts the greater your potential of earning rewards.

Not all individuals are eligible for this program and are dependent upon your geographical location.

Even if you are not included you can still check back at a later time to see if your location has been included.

To learn more about this program you can click here.


Lazy Ways to Make Money


8. AmONE 

If looking for a loan AmONE is a lazy way to make money in that this service does the “leg work” for you in matching you with potential loans.

The potential restrictions based on your credit scores are not a deterrent as the site will find loans with APRs as low as 2.49% and for individuals who have poor credit.

The basis of their claims to help you find that perfect loan is that they have been successful for over 13 million people and their trained staff will help you to understand and engage your options.


9. Steady 

Steady is an app that allows you to search and find extra income.

The process begins with you creating a free account and linking your bank account information to track your financial progress.

Registration occurs in a matter of a few moments with your personal information as well as response to work history questions.

You will then be able to review job opportunities.


10. Solitaire Cube 

A game that can be played for real cash and is similar to the game of solitaire is Solitaire Cube.

It is a competitive game played with other players through the app and it does require an investment of two dollars to participate in the money tournaments.

The app is limited as to where and in what states it can be played.

Those states that do not allow the playing of the Solitaire Cube are:

  • Arizona
  • Arkansas
  • Connecticut
  • Delaware
  • Louisiana
  • Maine
  • Montana
  • South Dakota
  • South Carolina
  • Tennessee
  • Indiana


11. Pool Payday 

A fun game and an opportunity to win money are by participating in Pool Payday.

Whether you have good pool shooting capabilities or are a novice, the game will teach you the particulars of playing pool as well as being involved in trick shots.

Through this app, you play others that can be individuals all around the world.

The game is similar to playing a game of pool in a pool hall with the competitors taking turns and competing against each other.

The purpose of the game is to accumulate as many points as possible and at the end of the round of pool if you have more points than your opponent then you win.

Prizes include rewards or actual cash.

To participate in this game and compete for cash you cannot be a resident of the following states:

  • Arizona
  • Arkansas
  • Connecticut
  • Delaware
  • Illinois
  • Louisiana
  • Montana
  • South Carolina
  • South Dakota
  • Tennessee


12. Budget

An easy way or almost an effortless way to make money is by scrutinizing your budget.

By looking at the expense side of your budget you can begin to determine what areas of your household expenses can be scaled back or even eliminated.

Suggestions could include cutting back on subscription entertainment services, canceling your TV cable service, cutting back on nights out, and other entertainment activities, etc.

With the click of the delete button on your computer keyboard, you may save hundreds of dollars a month.

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13. Survey Junkie

Survey Junkie is a survey site that encourages individuals to participate at no cost.

Currently, the site boasts over 20 million users and counting.

Upon registering as a participant, you then can begin to take surveys and depending upon what type of survey you take, and its time involvement could earn you anywhere from 20 to 100 points.

Each point is the equivalent of half a penny and when you hit 500 points that are the equivalent of five dollars, and you can cash out then or continue to accumulate your points.

Points can be redeemed for gift cards, actual cash through the PayPal system, or utilizing a bank transfer process.

In addition, first-time registrants will be given 100 points which is the equivalent of one dollar.


14. AppStation 

As it relates to keeping track of new games to play AppStation can be downloaded and utilized to concentrate only on apps that will pay you to play.

By downloading this app, you will also be rewarded with an initial 4444 coins as a bonus for registering.

Also, there are bonus coins that can be received when you refer a friend and the friend signs up.

The friend will earn 25% earnings as well.


15. Truebill 

Truebill will help you to manage your money by providing oversight of your finances.

In particular, you download this app and connect your bank accounts and credit cards and take advantage of the functionality that this app provides.

The process is secure and the only reason why the linkage is needed is so that the app can monitor and analyze your transactions.

It does this by reviewing all of your ongoing bills and subscriptions.

The beauty of this app is sometimes it will indicate certain subscriptions that are still active and you had forgotten about.

Through this process, the possibility of lowering your bills by 20% may occur.

Additionally, the app will help individuals with their budgeting needs and recommend ways to save money as well.


16. Rover

Rover is an app that advertises the need from members in your community for individuals to exercise their pet animals or provide pet sitting services.

By downloading this app, you can search within your community to find out what potential positions are available and determine whether you want to reach out to the pet owner.

This would be a great way to not only interact and involve your love for animals but also get paid and receive the benefits of exercising as well as all of the other opportunities of being lazy and making money.


17. Fetch Rewards 

Fetch Rewards is a money-saving app in which you can take pictures of your receipts for purchases that you have made.

If you happen to forget to take a picture of a receipt, it can also be linked up to your inbox, and manage your receipts to earn rewards in that manner.

The individual downloads the app scans receipts and in exchange for your effort, you will get points that can be turned in for money.

Also, first-time registrants signing up for this app are rewarded with 2000 points.


18. Robinhood 

Robinhood is an investment app that encourages people to take the plunge into the stock market.

Rather than waiting around for a large chunk of money to invest, a simple investment in stock can be again with just one dollar.

Through this app, you can trade stocks, ETFs, and even be involved with cryptocurrency.

There is an application process and when approved they will give you $2.50 up to $225 worth of money for free stock.


19. Car Insurance 

Another way that you can earn money quickly with little to no effort on your part is to call your automobile insurance company and see if you can negotiate a reduced premium.

They may consider reducing your monthly or semiannually premium if you have taken a driver’s safety course, are driving fewer miles, have been accident-free, etc.

Also, there are apps available that will help you to analyze your car insurance needs.

One such site is EverQuote.


20. Inbox Dollars

InboxDollars is an additional survey site that provides individuals rewards and money for points earned.

InboxDollars indicates that they have paid out over $59 million in cash rewards to individuals.

Activities to get rewarded to be involved with include taking surveys, watching movie trailers, reviewing videos of new products, etc.

Inbox dollars also offers a five-dollar bonus for an individual who signs up with this survey program.


21. 21Blitz 

21 Blitz is a card game that can be played for fun and compete with others for cash and various prizes.

Some of the prizes include technology devices, housewares, and even a vehicle.

The game only requires three minutes of an individual’s time to complete one game and make as many 21s as you can before the timing device runs out or until you are not able to make any more moves.

Also, there are times within the competition that you can get an added benefit of multiplying your points which translates into additional points and more cash.

The game is played with others with the option of competing for a prize pool others and participating in tournaments.

You cannot play the game for cash if you live in the following states:

  • Arizona
  • Arkansas
  • Connecticut
  • Delaware
  • Louisiana
  • Maine
  • Montana
  • South Carolina
  • South Dakota
  • Tennessee

Even if you reside in these states, you can still compete for prizes.


23. Credit Sesame 

Credit Sesame realizes the importance of a good credit score and wants to provide an incentive for you to realize how important your credit score is.

In addition to offering free credit scoring, reporting, and building, this site rewards you for improving your credit score.

Your credit is improved through your purchases and provides a 15% cashback at participating retailers.

It is possible to earn up to $100 in the first month.

This is accomplished as Credit Sesame offers a debit card to help build your credit history with the possibility of increasing your score by 34 points.

This card gives you the full benefits of a credit card but is debited against your deposit.

There is no credit check and no interest.


23. Dominoes 

Another game that you can play is Dominoes.

This is loosely based on the classic board game and can be played for cash prizes.

The ends of the tiles should be in multiples of five and leftover tiles are given to the winner of that round and calculated as points.

Also, there are tournaments in which the winner can earn up to $6000.

You cannot play for cash on this website if you live in the following states:

  • Alabama
  • Arkansas
  • Arizona
  • Connecticut
  • Delaware
  • Florida
  • Louisiana
  • Kentucky
  • Massachusetts
  • Montana
  • New Jersey
  • New York
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee


24. eBay

If you have several items around your home and no longer require them, you can open up an eBay account, register as a seller, and then upload photos of the items that you have for sale and sell to interested individuals.

This is a fairly passive way of earning money as all of the work is done upfront and is just a matter of the items being discovered.

Also, eBay interacts aggressively with the sellers and suggests various methods to make the sale of the items happen.


25. Swagbucks 

Swagbucks provides you with many opportunities to earn points and exchange those points for gift cards or receive cash through the PayPal system.

The sampling of some of the actions you would be involved with to earn money would be shopping online, watching videos taking surveys, or simply searching the web-based on particular criteria.

The first-time user of Swagbucks will be given a five-dollar bonus.


Lazy Ways of Earning Money FAQs


What Would Be the Precautions When Taking an Online Job? 

As with all things, it is important to do your research on the various opportunities that seem to avail themselves through the Internet.

One of the precautions is that if it sounds too good to be true, perhaps paying you an exorbitant amount of money for something very simple, maybe a possible red flag.

Another precaution would be if you are required to send any money in for training or another type of activity to be able to do the job.

Typically, paying someone to get paid for a job is rather counterintuitive.


What Would Be My Classification as an Employee for One of These Sites?

For the most part, participating in these online surveys or other roles in which you get paid would be classified as a self-employed individual.

Therefore, as a self-employed individual, the individual that is paying you has no demands to meet as it relates to payroll taxes, reporting your earnings, etc.

As a self-employed individual that would be up to you to report all of your earnings to the IRS in keeping with the tax code and statutes.

As with all things about taxes and involvement with the IRS, it is better to err on the side of caution. Therefore, it is always a good strategy for a knowledgeable tax professional as it relates to reporting income and taking any potential deductions.


You Can Do It

To earn extra money, you don’t need to work hard.

You just need to work smart.

There are many opportunities where an individual just needs to provide their opinion, go for a walk, play a game, or do other casual activities that will help to increase income in their household.

Sit back, relax, and go to work.


There are many types of jobs that an individual can be involved with day today.

Often these jobs are a reflection of the color of the collar that you are wearing.

In today’s work environment, there is a new collar added to the mix and is not colored at all.

It is, if you so wish, the collar of a pajama top which is the dress code for earning money through a variety of websites and job offerings that can be accomplished through technological means.

Today’s work environment certainly gives new meaning to not working hard for your money but letting your money work hard for you.

Again, this company has paid $25+ million to members:

SurveyJunkie (only USA, Canada, Australia residents allowed). You can earn money sharing your thoughts. They have already paid $25+ million to their 20+ million members just for sharing their thoughts and opinions. Click here to join SurveyJunkie for FREE

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Apart from being a seasoned Personal Finance expert who has written for top publications around the world, I bring significant personal financial experience. Long story short... through bad financial choices... I found myself $100,000 plus in debt. I was able to dissolve this indebtedness and regain financial solvency. This financial turn around was accomplished through reading, studying and implementing a financial plan. My financial plan included paying down my debt through budgeting, being cognizant of where my financial resources were being spent, changing my attitude about money and understanding the binding chains of the improper use of credit. Today, and for 10 years, I have been debt free and have invested wisely to enjoy my current retirement. This is allowing me to write to help others make, save and grow money wisely!