It’s important to know how to invest in yourself as a woman and this article is going to help you do just that, in case you need help.

It reveals a lot of helpful ways and tips to really help.

It also contains SECRET ideas you might not previously know on really investing in yourself for a better financial future.


Importance of Investing in Yourself As a Woman

Women by nature are caregivers.

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Often, they take care of the needs of their children and their husband or spouse before they began to think about taking care of themselves.

Additionally, they are so concerned about others and investing in the enrichment of the lives of those individuals that they forget about investing in themselves and eventually lose their own identity because it is wrapped up in the service of others.

The reality is that the woman in the household or in the business is a critical component and member of that unit because they bring so much.

Their contribution is in the area of service, ideas, thinking, perspective, etc.

The value and the role of women in our lives are critical and therefore it is important that not only the women but others in their lives encourage them to invest and nurture themselves in all areas of their being.

Because of the importance of a woman nurturing herself, it is therefore critical to take a look at ways that this nurturing can happen in a practical manner.


25 Best Ways & Tips to Help You Invest in Yourself As a Woman


1. Keep Building on Your Strengths

One of the important commitments that a woman should make as it relates to investing in themselves is to continue to build on their strengths.

It is important for everyone, and in this case, women, to understand who they are and the uniqueness and place that they have in this world.

There is no one exactly like you or any other individual and what you offer and bring in support of others needs to continually be nurtured and strengthened.

This is not only just about your personality and your commitment to service but your mind, talent, and skills as well that need to continually be strengthened.


2. Keep Track of Your Finances

As a woman, it is important that you keep track of your own finances.

Obviously, the way the finances are handled by a couple is completely in their call and their choice.

However, it is important for the autonomy of a woman to have a say so in the finances, have their own separate financial accounts, and use this as part of the process of empowering and investing in themselves.


3. Set Boundaries

For a woman, and a caregiver, often the word no is not in their vocabulary.

Frequently, despite there being tired or not taking time for themselves when asked by others either in the family or in their sphere of friends and acquaintances, their personality and nature are to set themselves aside and volunteer for that special event, bake that extra cake, go the extra mile at work, etc.

As part of investing in yourself, it is important to have boundaries and to realize, that at times, the best answer for all involved especially for yourself is no.


4. Take Care Of Yourself Physically

Also, because a woman gives and gives and gives, they often neglect themselves physically.

At the end of the day when everybody has completed their work, typically the woman’s role is to continue to work by interacting with the children or other extracurricular activities.

Often, this leaves little or no time for them to exercise or take care of their physical bodies the way that they should.

It is important that a woman invests in herself by taking time for herself and carving out a segment of time to maintain her physical being.

That physical activity or routine could be simply meditating, indulging in yoga, performing a workout, etc.


5. Emotional and Mental Health

Equally important is the emotional and mental well-being of an individual and especially women.

Given their propensity to caring and help others and sacrificing their own well-being for the care of others, they neglect their emotional and mental health.

Therefore, investing in yourself as it relates to your emotions and mental health, it is important to have an individual that you can confide in, a group of friends that will provide support, take time to meditate, etc.


6. Do Something You Love Every Day

A therapeutic activity that will help to invest in the woman and energize her is to do something that she loves and does because of that enjoyment and not for any other reason.

Therefore, curling up with a good book, indulging in a habit over a hobby, relaxing and enjoying a comforting cup of coffee, etc. are all important activities that are enjoyed should be indulged in without feeling guilty or feeling bad about doing.

It is a therapeutic activity that is a quality investment in yourself.


7. Expand Your Horizons

It is important for a woman to realize that she has significant potential and is even more than what she currently is.

Therefore, it is important to continue to learn and expand your horizons as part of investing in yourself.

Possibilities of expanding your horizons could include continuing education, learning a new skill, taking on a challenge, running a marathon, etc.


8. Limit Social Media

The world in which we live today heavily depends upon and utilizes social media platforms.

Social media platforms have their place in this world but sometimes all of the talk and opinions expressed can be circular with everyone feeding off of the opinions of others which could be negative or positive.

As a woman who is investing in herself, it is important to be your own person who thinks for themselves and does not go along with the crowd.

Therefore, a good strategy for investing in yourself is to limit your involvement in social media platforms.


9. Pamper Yourself

In talking about investing in yourself and using the word pamper, it is more than taking a long luxurious bath.

Two pamper yourself means to care for yourself in a tender and loving way.

This can be accomplished by taking a long meditative walk, sitting at a playground and taking in the beauty of nature, reading a quality novel, etc.

Investing in yourself and committing to being pampered, is about caring for yourself and shutting out the world of others around you.

This is not selfish this is true self-love and will develop you and strengthen and energize you as a person.


10. Read

An important aspect when investing in yourself is to make sure that you are staying mentally keen and maintain your average as it relates to your cognitive thinking and reasoning.

To accomplish this a good way of investing in yourself as a woman is through reading.

The reading material can be something to do with your current profession or occupation or could be a self-help book or a book that you can read to learn something new and interesting.

Reading helps to stimulate the mind and engage your imagination and ability to learn new things.


11. Nurture Healthy Relationships

There are many different types of people in this world some of those types of people have a positive or great outlook on life while others are very pessimistic and only see the negative things that are happening in their life.

In caring for yourself and investing in who you are, it is important that your relationships are sound and healthy as well.

Therefore, it is important to surround yourself with positivity and individuals who have a quality outlook on life.


12. Being with Yourself

Often, individuals when they are alone will frequently say that they are by themselves.

Rather than stating this reality in those words, perhaps it would be better to say that you are with yourself.

Therefore, to invest in yourself is to be with yourself and realize and enjoy the best relationship that you can have with anybody, and that is being yourself.


13. Trying New Experiences

Investing in yourself also means that you are fully embracing life and enjoying the various new experiences that come your way.

In fact, it is a good idea to invest in yourself by going out of your way to try new experiences.

The benefits of this thinking and action are that you will be amazed at what you are capable of as a person and the zest and enthusiasm for life that will come your way in trying something new and different.

Possibilities of investing yourself by trying new experiences could be quality, taking a hobby such as hiking biking, being a hobby or craft, etc.


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14. Connect With Your Spirituality

It is important to remember that you are more than just a body, mind, emotions, and personality.

It is important to remember that you have a spiritual aspect to you and that in truly investing in yourself this part of your being needs to be cultivated as well.

Your spirituality can be strengthened and increased through meditation, self-help books, following a belief system, practicing yoga, etc.

Any of these items are good exercises to help you get in touch with the divine that is within you.


15. Sleep Well

Obtaining the proper amount of sleep can be not only restorative to your body and replenish your energy and maintain your health, but is also a quality investment in you.

Two achieve this investment it is important to have conversations with individuals to ensure that even if it includes taking naps as needed.

Also See: How to Invest in G T E Technology.


16. Eat Well

As part of investing in yourself, it is also critical to ensure that you eat well.

In other words, eating should not be grabbing fast food here and there and eating on the run or not taking time to sit down and enjoy a healthy meal that you savor.

A great way for others to help invest in you would be for everyone to pitch in the kitchen preparing the meal and ensure that everyone eats nutritionally, as a family, and enjoys each other’s company and the meal as well.


17. Regular Doctor Appointments 

Investing in yourself also means having regular doctor appointments and checkups as it relates to your help.

No one needs to tell you that a woman’s physical needs are unique and that goes physical needs should be met on an ongoing basis through routine examines examinations to ensure that not only is your medical care the but is also preventative as well.

This means you invest in yourself by having routine mammograms, various feminine exams, etc.

Also, it is important to be candid with your doctor and inform them of any issues that you may be experiencing and not put them off as nothing to worry about.


18. Travel

Travel is another investment opportunity for you in order to be aware of other cultures and environments in order to make you a more well-rounded individual.

By traveling, you can be astounded and amazed and utilize that different perspective as a significant investment in yourself and stimulate your mind and imagination.


19. Attend Conferences

A great way to invest in yourself is by attending conferences and seminars.

The conference can be a professional conference in which you attend to learn about new processes as it relates to your career.

Another conference or seminar that you could attend could be a gathering of women with the intent being managing their own roles, learning to invest in themselves, etc.

This would be a perfect opportunity to mingle with other women, hear new ideas and share experiences with other attendees, and learn from them as well.


20 Socialize

Most likely, at the end of your busy day, not much time is available to socialize.

In fact, socializing is the last thing on your mind as you most likely want to crawl between the sheets and get some sleep.

However, rather than waiting to find time to socialize, perhaps a better strategy is to set aside a time to socialize and then schedule your other activities around that area that you have carved out for yourself to socialize.

By committing to socializing and as a way of investing in yourself, you have the opportunity to be with others who can be your sounding board, give you support as well as an opportunity to not worry about things and simply sit back and enjoy a good time with others.


21. Family Time

Investing in yourself does not mean that you exclude those around you only love.

The members of your family are part of the enriching process of investing in you and making you the wonderful person that you are.

Therefore, it is important to enjoy family, dwell on the blessings of life and give back thanks for good health and the enjoyment of a family.

This is part of the nurturing process and taking time to be with family is a significant investment in yourself.


22. Hobby

Although you may find it crazy to have the suggestion of being involved in a hobby given the reality that almost every waking moment of your day is taken up, it is nevertheless important to have a hobby that you enjoy.

Having a hobby gets it in touch with the creative side of your mind as well as utilizing your imagination.

The hobby can be as simple as painting, crocheting, knitting, even the possibility of writing, etc.

A hobby is a way to invest in yourself by tapping into your creativity and bringing something to life that is through the work of your hands and your mind.


23. Clothes

A lot of jokes have been said about women and the purchase of clothing, shoes, etc.

However, the reality is all of this is important because the bottom line is that money you spend on yourself is an investment of who you are and if it brings meaning and beauty to your life, then this is an investment that should be fully embraced.

There is nothing wrong with an individual wanting to look good outwardly and allow that to be a reflection of what they are feeling about themselves inwardly.


24. Personal Grooming

Just as important, it is important to any individual that they look good that the way that the peer outwardly is a reflection of how they feel about themselves in with me.

Therefore, for a woman, personal grooming is critical and has nothing to do with being vain or self-centered.

Personal grooming, through such services as having your hair done, colored, manicure, pedicure, etc. are all part of the self-love process and investing in yourself because you are worth it.


25. Indebtedness

As a separate subject apart from your finances, investing in yourself is important as it relates to being in debt.

Sometimes, our money situation can get away from us due to a variety of circumstances either thrust upon us or chosen by us that may cause us to rely upon loans, credit cards, etc.

This indebtedness can be a significant drain on one’s mental condition and needlessly burden the individual with worry about bills and debt.

Therefore, as much as possible a part of investing in yourself is to invest your financial resources to ensure that you get out of debt as much as possible.


Personal Story

As a father, my beloved wife blessed me with four children; three sons and one daughter.

In the early 1990s and forward, being out in the business world, I would often see how women were treated during these years and often were minimized because of their gender.

When my daughter came into the world, I made sure that she knew that she was special, that being a female had nothing to do with her ability or inability to be successful, and always encouraged her to be strong, and dream big and reach for those dreams.

Fortunately, she has realized many of her dreams and has a family of her own and I can only hope that the same encouragement that she received she is now extending to her family as well.

All that to say that both men and women are special and each has their own unique gifts and talents that should be fully utilized.

In order to do this, they need to have a vision of who they are and not allow anyone to minimize them.


Investing In Yourself As a Female FAQs


As It Relates to Finances What is the Best Action Step That a Woman Can Do to Invest in Herself?

The best strategy or action step that a woman can do to invest in herself is to be financially independent as possible and this can be accomplished by setting up an emergency fund.

The emergency fund should be an amount of money equal to 3 to 6 months of expenses.


Can a Woman Have Her Own Ira Account?

A woman can have her own IRA account even if she does not work.

The only potential caveat would be that any contributions to her own IRA and she does not earn money may not be eligible for a tax deduction.

Like all things related to tax issues and questions, it is important to consult with your tax professional or CPA.


You Can Do It

There is no better way to invest one’s hard-earned dollar than investing the money in yourself.

This is especially true for a woman because of their significant involvement in caring for others to the neglect of themselves.

There are varieties of ways that you can invest in yourself.

It’s important to take in your whole person when thinking of ways that this can happen.



Women are the caregivers of the world and in particular of their specific families,

They care for others to their own detriment, and this is not a bad thing.

It is important, though, that the woman makes sure that they invest in themselves and that all of the resources available to them including their time, money, and family members devote themselves to caring for the women in their lives.

It is an investment that pays great returns for the woman in maximizing who she is and her potential.

Again, this company has paid $25+ million to members:

SurveyJunkie (only USA, Canada, Australia residents allowed). You can earn money sharing your thoughts. They have already paid $25+ million to their 20+ million members just for sharing their thoughts and opinions. Click here to join SurveyJunkie for FREE

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Apart from being a seasoned Personal Finance expert who has written for top publications around the world, I bring significant personal financial experience. Long story short... through bad financial choices... I found myself $100,000 plus in debt. I was able to dissolve this indebtedness and regain financial solvency. This financial turn around was accomplished through reading, studying and implementing a financial plan. My financial plan included paying down my debt through budgeting, being cognizant of where my financial resources were being spent, changing my attitude about money and understanding the binding chains of the improper use of credit. Today, and for 10 years, I have been debt free and have invested wisely to enjoy my current retirement. This is allowing me to write to help others make, save and grow money wisely!