How To Get Free Money From The Government

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Yes, you can get free money from the Government if you know how to.

This article shows you all the different ways to do so legitimately.

If you are in the US, there are many programs put in place by the government to allow individuals and families get access to free funds.

These free funds may cover things like education, health care, child care, small business plans, housing, veteran benefits, tax benefits, income earning, etc.

Not everyone is eligible for these free funds though.

If you are one of those not eligible, there are still ways to get easy money by doing very simple jobs online such as online surveys.

These surveys are very simple to do, usually don’t require any experience at all and there are genuine survey companies that really pay.

One of such survey companies that really pay is SurveyJunkie.

They pay you for just leaving your thoughts and even pay for other activities you do from the comfort of your home. And yes, they pay you straight to your Paypal account, if that’s how you want to get paid.

Click here to sign up with SurveyJunkie and start earning today.

As for getting free money from the government, yes some programs actually give you ‘free money’ for real, others ensure you don’t spend extra money to access advice, tools, skills or services.

But not of course, not all those articles that claim you can get free money are genuine. Many of them only offer such promises because they want you to pay or spend money.

Thankfully this article shows you all the genuine ways and places.

 

How To Get Free Money From The Government Legally

Yes, there are indeed illegal ways to get free money from the government. But those who go this route most often get caught and spend years behind bars.

You don’t want to be one of such people. I mean – why should you when there are really legit and legal ways to get money from the government.

That being said, below are the most legitimate ways to get free money from the government.

1 – Federal Pell Grant

The cost of college education is expensive. Students from low income families will find it difficult to access quality education with the rising cost of education.

The US Department of Education through the Office Of The Free Application for Student Aid (FAFSA) provides low income students with the opportunity to pay for the college with the Pell Grant.

The Pell Grant is financial assistance that will help you fund your education. You can use it to pay for tuition, room, board, books, and more.

To qualify for this grant, you may need to fulfill the following conditions as shared in The College Grant Database:

  • U.S. citizenship, or U.S. national, or eligible non-citizen status
  • Submit a completed Free Application for Federal Student Aid (FAFSA) form demonstrating financial need.
  • Poses a Social Security N
  • Have a GED or High School Diploma.
  • Registration with the Selective Service P (Only for males aged 18 to 25.)
  • Promise that the grant will be used exclusively for education.
  • Show satisfactory progress in academic subjects.
  • Currently study at an approved educational facility.

Once you complete the FAFSA form https://fafsa.ed.gov/, then you may likely be awarded with the grant. If you qualify, you will receive up to $6,095 for the 2018-19 award year.

Click here to check out The Federal Pell Grant

 

2 – The Weatherization Assistance Program 

The US Department of Energy provides the Weatherization Assistance Program.

This program provides financial assistance to homeowners who make home improvement to reduce energy expenses.

You can insulate your home and install things like storm windows and weather-stripping to save energy cost, you can get up to $2500 from the government under this program.

Click here to check out the Weatherization Assistance Program

 

3 – Low Income Home Energy Assistance Program (LIHEAP)

If you are homeowner with low income. Then you can get free money from the government through the US Department Health and Human Services.

This department runs the Low Income Home Energy Assistance Program (LIHEAP). It helps low-income households cover the cost of heating and cooling their homes.

You can easily pay your heating and electricity bill with this program. In other words, this program allows you to stay warm in the winter and stay cool in the summer.

The Low Income Home Energy Assistance Program is available in different states and you can check out the eligibility requirements for each state.

Click here to check out Low Income Home Energy Assistance Program (LIHEAP)

 

4 – Tax counseling For The Elderly program (TCE)

The TCE is a basic income tax return preparation for seniors who are age 60 and above.

This program helps the elderly save money by not having to hire a Tax professional. It is a free program that provides free assistance for those wanting answers about income, retirement, pensions and taxes.

The Tax Counseling For The Elderly program is an initiative of the IRS

Click here to check out The Tax Counseling for the Elderly program (TCE)

 

5 – Child Care and Development Fund 

The Child Care and Development Fund is a program provided and operated by the Department of Health and Human Services.

This program helps low income households by providing access to money for child care. In other words, this fund can be used to take care of your child care expenses and ease the burden on low income households.

This program distributes money to U.S. families to take care of their children 13 year or under.

Click here to check out The Child Care and Development Fund in your area

 

6 – The Rural Housing Repair Loans and Grants program

The Rural Housing Repair Loans and Grants program offers loans and grants to qualified homeowners for home improvements and repairs in the rural areas.

You can either apply for the loan or the grant. The loan can be repaid over a 20 year period at 1% interest. The grant is free money and it is up to $7500.

This free money program from the government can be used to repair or safely remove  hazards like collapsing structures, lead paint, and so on.

Click here to check out The Rural Housing Repair Loans and Grants program

 

7 – SBA Loan to Start a Business

SBA loans can be accessed when you are looking for money to start a small business.

This is free money from the government in the form of a loan provided by the Small Business Association for starting up a businesses.

This loan is provided through the thousands of Development Centers across the country.

This loan comes with low interest rates. It may be a better option than a bank loan.

Click here to Check out SBA Loans

Related: Best Apps That Make You Money.

 

8 – Healthcare Tax Credits from the Affordable Care Act program

You can also get free money from the government in the form of healthcare tax credits.

This is from the Affordable Care Act program which provides subsidies to families so they can cut their costs with their health insurance premiums.

This is necessary due the fact of the rising costs and frustration when it comes to accessing healthcare.

Healthcare tax credits can be received as assistance from the government. This can easily be accessed if you purchased a coverage through the healthcare marketplace.

The healthcare credits can be accessed in equal monthly premium payments, or you can choose to save and receive the credit as a tax deduction when you file with the IRS.

Click here to check out Healthcare tax credits

 

9 – FHA Down Payment Grant

If you want to buy a home, then it is likely you will need an FHA loan. However, it is not easy coming up with the required down payment.

The FHA Down Payment Grant is a government assistant program that will help you with a home mortgage down payment.

For instance, some states will cover down payments and closing costs up 5% of the total mortgage price. The state of Texas is a typical example in this regard.

This home mortgage down payment assistance can be accessed from different states. There are unique requirements and benefits you can access from different state programs.

The US Department of Housing And Urban Development or HUD runs this free money assistance program.

Click here to check out FHA Down Payment Grant

 

10 – Recover United States Savings Bonds 

If your Savings Bond has been destroyed or stolen in anyway, the government can help you recover it.

The U.S. Treasury gives you an opportunity to recover the lost Bond by providing an electronic replacement.

This is another way of getting free money from the government.

To explore this, simply visit the Treasury’s Direct website and complete FS Form 1048, if you qualify.

You will need to provide the serial number as well as other useful information of the lost, stolen or destroyed Bond.

Click here to check out How to Recover United States Savings Bonds

Related: Legit Ways To Get Free Gift Cards Easily.

 

11 – Federal Supplemental Educational Opportunity Grant (FSEOG)

You can access the Federal Supplemental Educational Opportunity Grant (FSEOG) if you have an extreme financial need.

If you have qualified for a Pell Grant and your income or family contribution is the lowest, then you can apply for this government-assistance educational grant.

As the name applies, it is a “supplemental” grant. The Department of Education can award you money from $100 to $4000.

Remember, how much you are awarded is based upon need!

Click here to check out Federal Supplemental Educational Opportunity Grant (FSEOG)

 

12 – Volunteer Income Tax Assistance (VITA) 

You can get free tax preparation through the Volunteer Income Tax Assistance (VITA) program. This is an initiative of the Internal Revenue Service (IRS).

VITA will help provide you with free taxation preparation if your income is low and does not exceed $54,000 in a year.

VITA is free and open to all but it is specifically available for people with a low income, for those who speak English as a second language, and for anyone with a disability.

Click here to check out Volunteer Income Tax Assistance (VITA)

 

13 – Protect and Repair Credit for free

You can get free money from the government in the form free help on how to protect and repair your credit rating.

A poor credit score or rating means you will not be able to access some funds. However, the Federal Trade Commission (FTC)  has a website which provides you with information on how to repair your credit for Free.

This is a great initiative because the cost of using help from some persons or agencies is costly.

On the FTC’s credit repair page, you can access vital information about your rights and other useful information on credit repair.

In addition to helping you repair your credit rating, The FTC also helps protect your credit from scams and identity theft.

You can do the following on the website:

  • File a consumer complaint
  • Report identity theft
  • Register for the “Do Not Call” List
  • Receive scam alerts

You may also receive reimbursement if you have been scammed by a business. You will need to register your complaint before this can be done.

Of course, the complaint must be investigated for validity.

Click here to check out The Protect and Repair Credit for Free Program

 

14 – The Lifeline Program 

The government can help you get affordable communication services if you are on a low income.

The Lifeline Program gives you monthly discounts on your telephone and cell phone usage. You easily get use the telephone services to access jobs, education, health, safety and other needs.

You can choose from any service provider. Nevertheless. This program is operated by the FCC and it is for households that meet its income requirements for participation.

If your income is at or below 135% of the Federal Poverty Guidelines, and you participate in other assistance programs like SNAP, SSI, Medicaid, etc, then you can apply.

Click here to check out the Lifeline Program

Related: How To Make Money Online Without Investment.

 

15 – Free or Low-Cost Health Insurance for Kids

You can access free or low-cost health care insurance for your kids. This is possible if you checkout government programs like the Children’s Health Insurance Program (CHIP), Medicare and Medicaid programs.

You easily get free or low cost check-ups, hospital care, immunizations, prescriptions, mental health services, doctor and dental visits, etc, for your children via these programs.

The programs are state specifics and it is possible that the health providers and dentists in your area are part of the programs.

InsureKidsNow.Gov  is a website that parents can access to find the right coverage for their family. You should checkout this website to find low-cost or free health insurance programs in your area and find out how to get them.

Click here to check out Free and Low-Cost Healthcare for Kids

 

Lastly, remember that not everyone is eligible for these free funds from the government though.

If you are one of those not eligible, there are still ways to get easy cash by doing very simple jobs online such as online surveys. These surveys are very simple to do, usually don’t require any experience at all and there are genuine survey companies that really pay.

One of such survey companies that really pay is SurveyJunkie.

They pay you for just leaving your thoughts and even pay for other activities you do from the comfort of your home. And yes, they pay you straight to your Paypal account, if that’s how you want to get paid.

Click here to sign up with SurveyJunkie and start earning today.