First, this company has paid $25+ million to members:

SurveyJunkie (only USA, Canada, Australia residents allowed). You can earn money sharing your thoughts. They have already paid $25+ million to their 20+ million members just for sharing their thoughts and opinions. Click here to join SurveyJunkie for FREE


If you want to know how and where to get “buy now pay later gift cards”, this article is really going to prove very helpful.

It reveals the very best websites and sources for “buy now pay later gift cards” and some tips to help you.

 

Why “Buy Now Pay Later” Gift Cards?

The question that always challenged individuals who wanted to purchase a gift for another person was what to buy them if they had everything?

That is still a significant question today when you want to show your appreciation for another individual or to celebrate a special occasion by purchasing a gift.


Again, this company has paid $25+ million to members:

SurveyJunkie (only USA, Canada, Australia residents allowed). You can earn money sharing your thoughts. They have already paid $25+ million to their 20+ million members just for sharing their thoughts and opinions. Click here to join SurveyJunkie for FREE


However, what to purchase?

Although giving money is rather impersonal, it was always a good solution.

That way, if the individual wanted to buy something that they wanted and the presenter of the gift didn’t know what to buy, then the individual could buy it on their own.

Giving cash was impersonal but practical.

Now today, however, a balance is struck by giving a gift card.

An individual can give a gift card that has redemption value and yet can be deemed as personal because it can be to a particular retail store, restaurant, etc.

A gift card is a perfect answer in giving a gift to somebody that you don’t know what to give or who has everything that they need.

Adding to the giving of a gift card is now the option of buying now and paying later.

Let’s go shopping!

 

Personal Story

I am a firm believer in giving gift cards as birthday gifts and celebrating special occasions.

The gift card is easy to purchase and can be accomplished in a matter of moments.

Additionally, by gifting a gift card, the process can be done electronically, and the gift can be delivered almost instantaneously to an individual’s incoming email box or a link embedded into their texting application.

It got me thinking about when the first gift card was made available to customers.

In doing a little research, it appears that Neiman Marcus was the first retailer to offer a gift card in 1994.

This was followed by Blockbuster that test-marketed the gift card in 1995.

Evidently, the marketing was successful because in the following year the gift card became available nationwide.

Too bad the gift card concept outlasted Blockbuster.

 

10 Best Sources to Get Buy Now and Pay Later Gift Cards

 

1. GiftRocket

Gift Rocket is an online website that allows the customer to purchase gift cards that can be redeemed for money.

These gift cards can be personalized and sent to the recipient either via email or can be printed off and mailed.

The gifted card is redeemed through the online website and the options of the individual receiving the card and monetary value are to facilitate a direct deposit into their bank account, through PayPal or through e-gift transmission.

The options of the recipient are to spend the money at the suggested business or anywhere else they choose.

There is a fee associated with the purchasing of a gift card on this bill me later website.

The fee is two dollars for the card and 5% for the total gift card amount.

Click here to check out GiftRocket

 

2. Zebit

This buy now and pay later company can offer a customer a maximum of $2,500 as part of the purchase process.

Payments can be made over a six-month time and with Zebit there is no interest, prepay penalties, or any late fees.

Zebit does allow their customers to purchase gift cards but there is an associated 18% handling charge to purchase these gift cards.

Click here to check out Zebit

 

3. eGifter

eGifter is an online website and retailer that allows customers to choose from a great variety of stores when wishing to purchase a gift card.

The gift cards can be sent to the recipient’s email address or can be texted to the individual.

This site also offers promotional deals which can range anywhere from savings on flights through major airlines or a percentage discount off of streaming services.

Other possibilities of promotional deals could include an extra gift card when certain cards are purchased at a regular price.

This website accepts a number of payment options which includes PayPal.

Of course, PayPal is a buy now and pay later purchasing option.

Possibly a purchase of a gift card from eGifter utilizing PayPal would allow for the customer to extend their payments over four installments.

Click here to check out eGifter

 

4. GiftCards.com

This gift card site offers extensive retail stores related to purchasing gift cards for an individual.

A sampling of gift cards available on this site includes Sephora, Hotels.com, Wayfair, GameStop, etc.

Also, this gift card giving site allows individuals to personalize the purchase of a Visa gift card.

The purchase of a card from this online site allows for the use of Zip.

The app Zip is a buy now and pay later retail option and if utilized would allow the individual to pay over a period of six weeks in four equal payments.

Click here to check out Giftcards.com

 

5. Prezzee

This gift card site not only allows the customer to select a gift card from a vast variety of retailers but also allows the individual customer to add a personal touch to their purchase.

Some of those personal touches could be gift cards from a variety of companies that are packaged appropriately to allow the individual to purchase, using this card gift card, needed items surrounding particular events in their lives.

For example, there is a work-from-home package or gift card that allows the individual to customize their dream home office.

Another example would be if an individual is not feeling well, a gift card representing a “hope you feel better” package can be sent.

The individual who is a customer of AfterPay can purchase gift cards on this website.

The added incentive of utilizing this website is that points are offered on the purchase and therefore are split into four separate payments, that would allow the customer to accumulate 40 points.

These 40 points can be utilized to buy a Prezzee gift card.

Click here to check out Prezzee

 

6. Afterpay

Afterpay is a buy now and pay later website that offers their customers an opportunity to shop not only online but bricks and mortar stores that have entered into an agreement with this company.

Afterpay only allows certain members of their customer base to purchase gift cards.

Those categories of customers include the members that have a platinum, diamond, or mint status.

e-gift cards are nonrefundable.

The cards can be sent to the recipient utilizing email, text, or printed out to be hand-delivered.

Click here to check out Afterpay

 

buy now pay later gift cards

 


Again, this company has paid $25+ million to members:

SurveyJunkie (only USA, Canada, Australia residents allowed). You can earn money sharing your thoughts. They have already paid $25+ million to their 20+ million members just for sharing their thoughts and opinions. Click here to join SurveyJunkie for FREE


7. Curacao 

This buy now and pay later website does not, at this current time, offer their customers the opportunity to purchase gift cards.

However, the website indicates that gift cards for Curacao can be purchased through one of their partner sites.

This partner site is Giftly.

This gift card can only be redeemed for money through the Giftly website.

There are no inactivity fees.

It is important to read the terms of the agreement associated with this gift card.

 

8. Amazon

One of the largest gift card distributors is the mega business giant Amazon.

Amazon gift cards can be purchased through the buy now and pay later process.

However, the purchase of these cards needs to be done through a third-party website.

That third-party website is the buy now and pay later company known as Zip.

The gift card from Amazon can be purchased in four installments spanning a six-week period of time. 

Also See: Buy Now Pay Later Toys and Buy Now Pay Later Phones.

 

9. Paypal

Paypal has adopted a buy now pay later business model.

They offer customers the opportunity to purchase gift cards as well.

However, there doesn’t seem to be anything definitive or clear-cut as to whether a gift card qualifies for the buy now pay later option.

This is listed as an option in this article, but it is not clear as to whether it is an option.

Perhaps reaching out to PayPal could clarify whether the purchase of gift cards would qualify with the buy now and pay later option.

Click here to check out Paypal

 

10. Reaching Out to Family

An option to purchase gift cards, for whatever reason, is to reach out to family or friends and ask if they would be willing to help you purchase gift cards as part of your gift-giving commitment.

You could draw up an agreement that would contractually bind to you to pay them back over a period of time and provide an interest payment for the loaning of their money to purchase these gift cards.

Or, as a way of showing your appreciation, you could buy one extra gift card and present that to that individual in appreciation for their help with your desire to purchase gift cards now and pay later.

 

10 Best Tips to Help You Get Buy Now Pay Later Gift Cards

 

1. Gift Delivery 

The first consideration in purchasing a gift card from a buy now pay later website or app is to understand how the card is issued.

Is the card an actual card that can be purchased and given to the individual, or is it a certificate, or is it a card that can be accessed through a link in one’s email or text messaging app?

 

2. How Provided 

Despite the convenience and use of gift cards, it is important to read the terms of the agreement as it relates to gift cards.

Also, is the card that you are purchasing backed by a credit card company, and can it be used anywhere the individual wishes to shop?

Or is it a card that is financially backed by the buy now and pay later website?

Or can it only be redeemed at a specific retailer that honors a buy now and pay later payment process?

 

3. Where It Can Be Used?

The terms of the agreement should also indicate where the buy now and pay after card can be used.

It is critical to understand fully how and where these cards can be used and whether that fits your intent of giving a card to an individual.

 

4. Fees

With buy now and pay later, some of the applications charge an extra fee for the purchase of a gift card.

One such company that charges a fee is GiftRocket.com.

They assess a 10% maintenance fee per month if the gift card is not redeemed within one year after the date of purchase.

If the gift is redeemed after any maintenance fees have been assessed, the fees will be refunded, and the use of the card will be honored.

 

5. Expirations 

It is also important to study the terms of the agreement to determine what any expiration dates are in place.

The expiration dates may vary but once that expiration date has been reached any remaining funds on the gift card will need to be surrendered to the state government.

Following this action, if the recipient or giver of the gift card wishes to try to recoup that money they would need to go through the state policies and procedures for reclaiming that surrendered amount.

 

6. Resale? 

There are some companies on the Internet that will purchase unused gift cards.

Therefore, if this is even a remote possibility in the future of your gift card, it is important to understand what the terms of the issued gift card declare.

 

7. Limitations 

Some gift cards do not allow the purchase of certain products such as alcohol or tobacco.

Also, there are some gift cards that cannot be utilized in a grocery store.

 

8. Minimum 

When deciding whether to purchase a gift card through the buy now and pay later method an important consideration is to know what the limitations are when purchasing a gift card.

The range of the gift card may be as low as one dollar and maybe a maximum of up to what the customer’s credit limit would be with the buy now and pay later company.

 

9. Refunds 

As it relates to refunds, the gift card agreement through this type of company will also be disclosed.

Of course, in order to be redeemed, the gift card must not have been redeemed and must fall within the limitations of the number of days that have transpired after purchase.

 

10. Cancellation 

Some gift cards do not allow the card to be used for business purposes.

According to the terms of the agreement, the use of the gift card and its purchases can be monitored by the issuing entity.

If it is determined by the gift card issuer that such business transactions are taking place, the terms of the agreement state that they reserve the right to close the gift if they have determined that it is used for business purposes.

Check out the following related gift card articles for more information, if needed:

  • Read this for How to Convert Visa Gift Cards to Cash
  • Read this for How and Where to Sell Your Gift Cards
  • Read this for Best Sites to Get Gift Card Giveaways
  • Read this for Best Ways To Get Free Xbox Gift Card
  • Read this for Easy Ways To Get Free Gift Cards
  • Read this for Best Ways To Get Free Steam Gift Cards
  • Read this for Best Ways To Get Free Walmart Gift Cards
  • Read this for Best Ways To Get Free Target Gift Cards
  • Read this for Best Ways To Get Free Visa Gift Cards

 

Buy Now and Pay Later Gift Cards FAQs

 

How Many Gift Cards Are Presented in a Year?

In 2020 it is estimated that close to $379 billion were spent on gift cards.

In 2021 that number rose to almost $401 billion.

This number is projected to increase in the following years.

It is anticipated that in the year 2025, $510 billion will have been spent on gift cards.

 

How Many Gift Cards Go Unused?

It is estimated, according to recent surveys that over half of the population of the United States and who are adults have gift cards that have gone unclaimed.

This averages to be $116 that is left on the “no sale” table and adds up to be roughly, $15.3 billion nationwide.

 

Conclusion

Gift cards are a perfect way to provide a gift to an individual.

It is easy, convenient, and yet personal in that the individual receiving the gift can use it as they like.

Couple that with the buy now and pay later makes it a great gift.


Again, this company has paid $25+ million to members:

SurveyJunkie (only USA, Canada, Australia residents allowed). You can earn money sharing your thoughts. They have already paid $25+ million to their 20+ million members just for sharing their thoughts and opinions. Click here to join SurveyJunkie for FREE


Previous articleHow to Get Buy Now Pay Later Toys (20 Best Sources & Tips)
Next articleLiving in a Tent – 12 Powerful Tips to Really Help You
Apart from being a seasoned Personal Finance expert who has written for top publications around the world, I bring significant personal financial experience. Long story short... through bad financial choices... I found myself $100,000 plus in debt. I was able to dissolve this indebtedness and regain financial solvency. This financial turn around was accomplished through reading, studying and implementing a financial plan. My financial plan included paying down my debt through budgeting, being cognizant of where my financial resources were being spent, changing my attitude about money and understanding the binding chains of the improper use of credit. Today, and for 10 years, I have been debt free and have invested wisely to enjoy my current retirement. This is allowing me to write to help others make, save and grow money wisely!