Yes, you can make money as a middle class with the right business ideas.

This article reveals 25 very best such business ideas to get started with and very powerful tips to help you.


Why Business Ideas for Middle Class?

Given the recent events that transpired around the world and how they disrupted businesses, Covid 19, many people today are looking at starting their own business.

The middle class has always been the foundation of the economy and the business world and generally represents the broadest economic segment of America’s economy.

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However, there are cracks being seen in the financial foundation of America’s economic structure and the tax base as the middle class struggles to make ends meet.

The importance of exploring business ideas for middle-class families to make money has never been more critical.

There has been an assault on the middle class, which is indicated by the effects of inflation, the overall cost of living, and rising food and gasoline prices.

Subsequently, individuals in the middle class are struggling to make ends meet and therefore are looking for business opportunities that will meet their financial needs and still possibly cut down on expenses.

Let us, therefore, put out the open for business sign in our window as we look at opportunities in which middle-class individuals and families can begin to maintain and increase their standard of living.

You will surely learn a lot from this article!


Personal Story

In talking to my son the other day, he indicated that one of my granddaughters was enjoying her work at a mail center.

Also, he indicated that they had just increased her working schedule to 35 hours per week.

I was surprised that a mail center would be working at a volume where they need to increase her hours.

He said that they were the only postal drop-off center in the area for miles and that their heavy mail volume was because of returning purchases sent back to Amazon.

I found his answer both interesting and intriguing that, first of all, this franchise business was doing so well.

Secondly, ordering from a retailer such as Amazon and the process of returning purchased merchandise would create a significant business as part of their retail operations and benefit the mail center as well as my granddaughter’s employment.


25 Best Business Ideas for Middle Class People to Get Paid


1. Personal Trainer 

A number of people today would like to eat correctly and participate in physical activity to make themselves look and feel better.

Often, you will find those individuals not knowing where to begin or how to begin.

Moreover, you will find some individuals who have been eating properly and exercising regularly but maybe have “hit a wall” and are stuck.

Usually, these folks will look to other folks for support and require an individual fitness instructor.

Being a personal fitness trainer, it is possible to build on your own personalized achievement and fitness and health education and aid these folks to begin a regimen that is based on their set goals and where they are currently at.


2. Coffee Kiosk

Gourmet coffee has grown to be a satisfying beverage to consume during a relaxing time or even on the go.

With a minimal investment, you might operate a coffee nightclub or kiosk inside a nearby local mall, with the only purchase requiring the leasing or purchasing of the machinery, materials, quality gourmet coffee, different flavorings, and so on.

An espresso machine can be acquired for less than $100, whereas professional equipment would require an investment of $1000 on up.

Related: How to Make Money Drinking Coffee & Starting a Coffee Shop Franchise.


3. Antique Dealer

If you like antiquing, an effective possibility that, as a simple investment, may possibly earn you money by dealing in collectibles.

You may be able to secure an older piece of furniture at a reduced cost and consider restoring it.

To market these collectibles, you can use a website such as or list the item on eBay and put the item up for bid.


4. Jewelry

Yet another online business opportunity that could be developed for a small amount of money would be the generating of precious jewelry.

The precious jewelry might take the form of bracelets, pendants, earrings, etc.

Having a sample of these jewelry items that you may have created, you can register online at and post photographs of your creations through the online store they offer you.


5. Photographer

For a small investment, you can purchase a top-quality, high-end camera and start your business venture as a professional photographer.

An effective technique would be to utilize your digital camera and take distinctive pictures of the countryside, birds, people (with their approval), and so on.

It is possible to post these photographs on social networking platforms and show your followers your creativity and present yourself as a wedding photographer or take photos of other celebratory events.


6. Hairstylist

You might have been to cosmetology college or not, but you have a gift in hairstyle.

With a customer’s permission, you can post various hairstyles that you have created and use these photographs to promote your ability to provide the service of being a hairstylist.

As part of your company, you could potentially visit people’s homes to complete the hairstyling in the comfort of their very own residences.

Related: How to Start Selling Hair & How to Start a Hair Business.


7. Makeup Products

You might have a certain pizzazz in relation to the field of beauty products.

Specifically, making use of eye shadow, eyeliner, concealer, blush, and so on.

Also, you could offer the service of threading eyebrows.


8. Handyman

A service that is in demand for home workers and apartment owners is access to a quality handyman.

Being a handyman, you could provide the service of handling small jobs around the apartment or help the owner save considerable money by not hiring a specialist.

As an example, you could potentially repair water leaks, change the internal workings of a toilet, repair drywall, touch up drywall, and so on.

To promote your small business, you can utilize your social media platform or sign up with a website like


9. Removal of Rubbish

For those who have a multi-purpose automobile, paneled van or van, a great small business to consider to residents in your local community is removing junk.

Frequently, people will clear their residence of unwelcome things over the course of the entire year or maybe if they are relocating will want to de-clutter their property as much as possible.

A junk removal company may be an opportunity you wish to consider.

The junk might be packed into the automobile and hauled away to the landfill, or some products might be possibly distributed or recycled and earn some additional money.


10. Swimming Pool Services

Homeowners invest in their homes by installing a swimming pool or buying a property that already comes with a pool.

The fact is that oftentimes there’s insufficient time in the morning for someone to perform the daily or regular cleaning of the swimming pool.

Being an individual that is acquainted with the maintenance of swimming pools, you may supply this pool cleansing support by skimming the water, cleaning the sides of the swimming pool area, cleansing the stairways or ladder, washing out the swimming pool filter, and so on.

If skilled, you may also have the ability to keep up with the suitable pH balance of the swimming pool by using the needed chemical substances.



11. Landscaper

A landscaper is a person that cares for the outside grounds adjacent to the complexes of the business or property.

A landscaper does not just weed and mow the lawn.

Usually, a landscaper will grow the right vegetation in the area, which is conducive to the environment, garden soil, and weather.

A landscaper can also be called upon to prune low-hanging branches, hedges, and also other shrubberies.

Also, a landscaper will have the ability to design the garden area by making use of stones, mulch, blossoms, etc.

The fundamental devices for a start-up landscaper would include a lawnmower, garden tools, power edger, weed trimmer, hedge clipper, etc.


12. Consultant

As a consultant, you can be invited into a business and observe the processes as well as interact with the staff to determine the teamwork dynamic.

A consultant can display expertise in many different areas, including business processes, personnel management, technology, etc.

As a specialist, you may advertise your services, and people and businesses will get in touch with you and ask you to be an observer within the functions that need to be enhanced.

After your observation, along with your knowledge and experience, you can make suggestions regarding the specific area observed, report your conclusions, and provide other professional services to further improve those processes.


13. Creating Writing

Many companies are in need of creative writers.

Your company can meet those writing needs, which could include:

  • Grant writing
  • Creative writing
  • Technical writing
  • E-textbooks
  • Essays
  • Etc.

The company owner beginning this company would have minimal business expenses.

Required would include a computer, internet connection, online presence, web page, social media presence, and so forth.

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You could also look into freelance opportunities that post various writing opportunities.

Two of those freelancing websites can be found at or


14. Fitness

When you think of the middle class, you think of individuals that are fairly established in life, have good-paying jobs, stable family life, etc.

Additionally, these individuals may be looking to lose some extra weight that they have put on or be a little bit more health conscious.

Your business of being a personal trainer can help them facilitate these goals and aims in their life.

If you have an understanding of motivation, goal-setting, and the importance of exercise and eating right, this may be a good match for you in taking on a small business role as a personal trainer.


15. Cleaning Services

Typically, within the average American household, both parents work to maintain the American lifestyle.

At the end of a long day, the furthest thing from an individual’s mind is dusting, cleaning, and doing other household chores.

You can start a cleaning service or business and offer this service to those individuals on the go.

Related: Starting a Commercial Cleaning BusinessStarting a Carpet Cleaning Business.


16. Pet Care

Families that own pets adore these extended members of their family.

Along with owning a pet comes a significant number of responsibilities and care for the pet, including grooming needs, veterinarian care, and so forth.

Additionally, there are times when families go on vacation or are away from home and scramble to find a service or an individual to be a pet sitter while the family is away.

You could offer a full-service pet business in which you not only groom pets, help to facilitate the taking of the extended member of the family to various veterinarian appointments but also provide pet sitting services when the need arises.

Related: Best Cat Business Ideas to Really Make Money.


17. Caregiver

The caregiving business is booming.

This is due to the fact that the largest population boom occurred when military members returned home after World War II, and the generation of babies born in this era are known as Baby Boomers.

Today, those baby boomers are reaching the golden years of their life and may require assisted care living.

The unfortunate reality is that many care facilities are extremely expensive, and to minimize the cost, many families choose to keep their baby boomers at home.

Consequently, a great business opportunity is to provide a caregiving service in which you can provide caregiving for those individuals who are ambulatory but need assistance or semi-ambulatory and need some type of added care.

Of course, you would need to look into licensing requirements and, depending upon the type of care that you would be providing, any certifications or educational degrees needed.

Added care for the individual being at home could include:

  • Grocery store trips
  • Providing lunches
  • Being a companion
  • Meeting minimal hygiene needs


18. Blog Writer

There is significant money to be earned in the business of blogging.

If you have a particular passion or subject that you are knowledgeable about and believe would resonate with other individuals, you could start your blogging business and create followers.

The followers may help to support your efforts by contributing to your blogging business as well as gaining affiliate advertisers and possibly a sponsor.


19. Franchising

A small business opportunity that you can take advantage of is by purchasing a franchise.

The franchise doesn’t need to be a major restaurant or another type of business but can be something as simple as operating a car wash, vending machine company, etc.

To learn more about franchise opportunities, you can click here.


20. Freelancer

A freelancer is an individual that works for some individuals, however, is not regarded as an employee.

A freelancer is a self-hired individual who is accountable for their very own personalized or organization taxation, medical insurance, and so forth.

Being a freelancer can include engaging in jobs such as image design, writing, virtual assistant, etc.

Opportunities to operate can be obtained through numerous work publishing websites like or through a freelance website including


21. Computer Setup

A lot of people want to take full advantage of technological innovation and therefore wish to incorporate technology in their homes.

You can help these individuals by creating a computer consultant business in which you are invited into a private home, assess their needs, and recommend a variety of technological devices that would need their computer and peripheral device needs.

For example, if an older individual who is unfamiliar with technology invites you into their home, you could assess their needs.

Those needs could include networking, setting up remote access to interact with family members who are not in the immediate area, etc.

This will be a perfect business opportunity if you are familiar with network setups, recommending certain technology to match the needs of the customer, integrating Bluetooth technology, etc.


22. Special Events

If you have a flair for planning special events, are detail-oriented, creative, etc., you could operate special events business.

You could advertise your services through social media platforms and your website and indicate your capability of planning those special events for people, so they don’t have to worry but just enjoy what is actually taking place.

Special events can include:

  • Birthday celebrations
  • Anniversaries
  • Quinceañeras
  • Weddings
  • And so forth

Your business model would include engaging the customer, finding out what event they are celebrating, what sort of theme they may want to use, what their budget is, what entertainment they wish to engage in, etc.

You would then take all of these factors and develop a plan of action and make the special event happen.

Also See: Highest Paying Salary Jobs After BSc Maths.


23. Tutoring

If you have a special skill or talent that others may wish to learn, you could start a tutoring business.

For example, if you are a skilled piano player, you can start the business of being a tutor as it relates to music lessons on the piano.

Also, if you have the ability to speak a different language, you could provide tutoring or teaching that language to others.

The business could be set up where you interact with the individuals or a group in a personal setting, or you can use technology to make the tutoring lessons happen.


24. Bookkeeping

Many businesses today, in an effort to cut down on overhead and increase their profits, outsource many of the employment jobs that once used to be part of the business or company.

One of those jobs that are now outsourced to others is the role of bookkeeping.

If you have moderate to good bookkeeping skills, enjoy working with numbers, know about credits and debits and enter data into particular types of software, you could start a bookkeeping service that specializes in providing outsourced work from businesses.

Related: How to Get Into Nonprofit Bookkeeping & How to Be a Bookkeeper and Earn.


25. Graphic Design

A business opportunity would be in the area of being a graphic designer.

The imaginative concepts can be accomplished yourself or by employing personal computer software.

A graphic designer is involved in projects such as advertisements for firms, the introduction of brochures, entertainment, or logo designs.

You can also create your own designs through your creative ability and offer these designs through a variety of Internet websites.

One of those websites is Etsy.

After registering on this site, you are then provided a virtual retail store, and you can showcase your designs.

If a customer purchases a graphic design, they then can use that design in any way that they wish, which could include the imprinting of the design on a t-shirt, coffee cups, wallets, purses, etc.

An effective site to learn to become an image design designer can be found at


Middle Class Business Ideas FAQs


What is the Most Important Step When Thinking About Starting a Small Business?

The foundational and critical step in thinking about starting a business is to create a business plan.

The business plan is the framework and foundation of your vision for your business and includes:

significant steps.

Some of those significant steps include an executive summary

  • Competition for the business that you are thinking about starting
  • Whether there is a need for your service or product
  • Budget
  • Obtaining licenses
  • Setting up a legal framework
  • And so forth


What Would Be the Start-up Costs for a Business?

The start-up costs would be dependent upon which small business you would be inaugurating.

For example, if there is inventory, equipment, staffing, etc., then your start-up fees would be significantly more.

However, if you are looking at doing a home business with no inventory and just providing services on your own, then the start-up fees or costs would be minimal and most likely restricted to any permits or licensing requirements needed to pay.


You Can Do It

As Americans and, in particular, the middle class, we are resilient.

There are many golden opportunities for you as an individual to start a business and have that business operational either on a part-time or a full-time basis.



The middle class in America is the backbone of the economy in America.

In addition, small business is also the heart and soul of the driving force behind the success of the American economy.

With the backbone and the heart and soul coupled together, the reality of this partnership will benefit not only the individual and family but the American economy as a whole.

Again, this company has paid $25+ million to members:

SurveyJunkie (only USA, Canada, Australia residents allowed). You can earn money sharing your thoughts. They have already paid $25+ million to their 20+ million members just for sharing their thoughts and opinions. Click here to join SurveyJunkie for FREE

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Apart from being a seasoned Personal Finance expert who has written for top publications around the world, I bring significant personal financial experience. Long story short... through bad financial choices... I found myself $100,000 plus in debt. I was able to dissolve this indebtedness and regain financial solvency. This financial turn around was accomplished through reading, studying and implementing a financial plan. My financial plan included paying down my debt through budgeting, being cognizant of where my financial resources were being spent, changing my attitude about money and understanding the binding chains of the improper use of credit. Today, and for 10 years, I have been debt free and have invested wisely to enjoy my current retirement. This is allowing me to write to help others make, save and grow money wisely!