If you want to know the best budgeting apps for college students, this article is a must-read.

It reveals the very best apps that can help college students with budgeting and getting their finances in order.


Why Budgeting Apps For College Students?

Why not, right?

Especially when college students can budget their finances well and make money.

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They can explore some budgeting apps to take control of their money.

These apps will help them create budgets, track income and expenses, and manage their short-term and long-term finances.

Related: What is the Purpose of a Budget?


10 Best Budgeting Apps For College Students


1. Digit

Digit is a really great budgeting app. Both young and old people can use it.

It has features which users can use to help them budget well and take control of their money.

If you are looking for the right budget app for college students, then do not ignore this app.

If you are a college student, then you can use Digit to make a budget goal and save money.

You can use Digit to save every day without stress.

You can also utilize its features to invest your money to shore up the future.

Digit helps you invest toward all your goals, big and small.

Digit analyzes spending patterns, checks your account balances, and monitor when you get paid

It uses an automatic algorithm to create automatic transfers to your savings account.

Click here to check out Digit

Also See: Best Budget Books & Organisers.


2. Dollarbird

College students should check out Dollarbird. This is a personal finance app that can meet your budgeting needs.

Dollarbirds is unique in the sense that it is a calendar-based personal finance management app. So, it is designed for real-life events.

You can use this app to add, future or recurring transactions and categorize them with a bit of AI help.

With this feature, you can input your monthly rent, phone bill, and other fixed expenses ahead of time.

Dollarbird also comes in handy as you can track your finances on mobile and plan ahead on the web.

Dollarbird allows college students to be smart about their money.

They can see where their money goes and how their balances are calculated.

Click here to check out Dollarbird

Also See: How to Use the 30 Day Rule in Saving Money & Get Paid to Save Money.


3. Chip

Chip is a budget app that college students can use to manage their finances.

The app is UK-based but has global appeal. It has features that allow the users to save money.

This app will also help college students and other users avoid overspending.

The features of this app allow you to connect your bank account.

You also analyze your spending, savings goals, and so on.

The Chip app can give you incentives when you invite your friends to sign up.

If the friend you have invited signs up, both and the friend get an extra 1% interest on any savings you make.

The more friends you make, the more interest on savings you will get.

Click here to check out Chip

Also See: Why Personal Finance is Very Important for Everyone.


4. Goodbudget

Goodbudget is another popular app that is used by many people to track their budget.

This is a simple but efficient budget tracker for the modern age.

It is also an app based on the envelope budget system. Available on the Web, Android, and iPhone.

If you are a college student that wants the best budget apps then you should make Goodbudget a top of your list.

This is definitely one of the best apps will help you save money and meet your budget goals.

The app assists you to pay off debt, save for big expenses, and also share your financial goals.

The most exciting features of this app are highlighted in the Google Play Store:

  • “Expense tracking optimized for speed!
  • Check Envelope & Account balances
  • Save for the future with Goal and Annual Envelopes
  • Scheduled transactions and Envelope fills
  • Split expense transactions
  • Save time with smart payee and category suggestions
  • Easily transfer funds between Envelopes and Accounts…”

Click here to check out GoodBudget

Also See: Best Reasons Why Budgeting Is Very Important.


5. Mint

Mint is another legit personal finance and budget app. It can be used by just anyone who needs to manage their finances.

As a college student, you can use Mint to plan your budget and manage your finances.

There are many stunning features of Mint and which appeal to many users.

These features help users to create budgets, track spendings and manage accounts.

You should consider this budget app as it is rated as the number one most downloaded personal finance app.

The most outstanding features of the Mint app are:

  • It helps users spend their money smarter with its PERSONALIZED MINTSIGHT.
  • It helps users save more as it automatically finds savings that you missed.
  • It allows you to see where all your money goes by easily adding your cash, credit cards, investments, and bills.
  • Stay focused on your financial goals

Click here to check out Mint

Also See: Money Values and Why Budgeting Is Necessary.


6. Mvelopes

Mvelopes is another valuable budget app that can help anyone save money.

College students seeking the budget app can take advantage of this app.

This app is based on the envelope system where you categorize your spending or finances.

The app has lots of features that allow users:

  • To eliminate their debt
  • To track each transaction so their financial goal is met
  • To prioritize and spend more
  • To save more money.
  • To reduces wasted income and spend on things that matter

Also See: How to Save Money from Salary and How to Drastically Cut Expenses.

Mvelopes is a free app. You can sign up for free after downloading it from the App Store or the Google Play Store.

You can keep all your college income and expenses under control and while on the go.

Click here to check out Mvelopes

Also See: Money Making Side Hustles for College Students.


Best Budgeting Apps For College Students


7. Personal Capital

Personal Capital is another very popular and valuable personal finance and wealth management app.

If you are interested in the best budget app for a college student, then you should check out Personal Capital.

This app has many features which include:

  • Giving you access to its tools free of charge
  • Allowing you to manage your accounts in one place
  • Making you take advantage of its numerous interactive cash flow increase tools.
  • Easy tracking of your investments, etc.

As a college student, the Personal Capital app will help you make a good budget, manage your money, and make huge investments.

Click here to check out  Personal Capital


8. PocketGuard

PocketGuard is another equally valuable and popular budget app. It provides users with the opportunity to get better with their budgeting, pay bills and better manage their money.

For college students, this app is one to be considered as well.

This app is free and makes people get on top of their money.

If you are a college student, then start using PocketGuard.

The features of this app allow you to:

  • Always know what’s in your pocket
  • Keep tabs on your spending
  • Pay your debts off, with ease.
  • See all accounts in one place
  • Track and lower your bills

Click here to check out PocketGuard

Also See: How to Sell College Notes Online to Make Extra Money.


9. Qapital

Qapital is another budget app that college students should check out.

This app has many of the features that other notable finances and budget apps have.

It’s also one of the best and legit investment apps that you can use to help you reach your financial goals.

The best part is that you won’t change the way you live.

Just about anyone who likes to reach their financial goal would need to embrace this app.

Qapital provides a science-based system that allows users to manage their apps as a team or as an individual.

Also See: How to Get Paid for Social Media Posts and Make Money Instantly.

Another interesting feature of this app is that you can easily use it to set your financial goals.

You use the features to set and personalize your savings, spendings, and investments.

With its automated feature, you can pay yourself first.

Your bank account is automatically credited with the fund you have earmarked to be automated.

There are lots more features of Qapital you will enjoy.

Just signup with this app and take advantage of the Dream Team, Smart Spending, Savings Goals, Invest Goals, and Payday Divvy features of the awesome app.

Click here to check out Qapital


10. You Need a Budget (YNAB)

Using You Need a Budget (YNAB), you can have total control of your money.

You can start using this if you are a college student that wants to be in control.

You Need a Budget (YNAB) is a very valuable and popular personal finance and budget app.

It provides users with many exciting features that have made become one of the most sought-after award-winning software.

YNAB teaches you how to budget so you can get results.

Other features that would allow making the most of this platform include:

  • You get access to real-time information from any device, anytime, which makes it drop-dead simple to share finances with a partner
  • You easily set and track your financial goals.
  • You can access the progress report of how your financial journey is carried out.

YNAB provides users with an encrypted and secured data system so that their data is safe.

 Click here to check out YNAB

Also See: How to Stop Being Broke and How to Make Success the Best Revenge.



As this article has shown, there are indeed some really awesome budgeting apps that are perfect for college students.

This article went further and revealed the very best apps that can help college students with budgeting and getting their finances in order.