This is a helpful Aflac review that shows whether this is a scam or a legit insurance platform.

It also answers very important questions most people have about it, especially how it works and how/what you can benefit from using it.


What Is Aflac?

Aflac is short for “American Family Assurance Company of Columbus”.

This is an insurance company that was founded in 1955.

First, this company has paid $25+ million to members:

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Since it was founded, this company has grown to become one of the best supplemental health insurance providers in the industry.

According to the About Us section of Aflac:

“Aflac is a Fortune 500 company, providing financial protection to more than 50 million people worldwide.

When a policyholder or insured gets sick or hurt, Aflac pays cash benefits promptly, for eligible claims, directly to the insured (unless assigned otherwise).

For more than six decades, Aflac voluntary insurance policies have allowed policyholders to focus on recovery, not financial stress.”


Is Aflac a Scam or Legit Insurance Platform?

Aflac is not a scam. It’s a legit insurance platform.

If you are looking for an opportunity of making money from a career with unlimited opportunities, then you should think of an Aflac sales career.

You become an Aflac agent selling supplementary insurance to individuals and employers.

Sell Aflac is a term you should consider when you seek a money-making opportunity.

It is about selling insurances coverages by a company known as “Aflac”.

You don’t need to be an employee of Aflac before you can start to sell insurance coverage to clients.


What Are the Types of Supplemental Insurance Coverage by Aflac?

At Aflac, there are different types of supplemental insurance coverage that individuals & families as well as business owners.

These types of coverages  include:

  • Accident – Aflac provides coverage and helps to pay for emergency treatment during an accident.
  • Cancer – Aflac provides coverage and helps people cope with the financial and emotional effects of cancer. In some states, Aflac offers cancer insurance as specified disease insurance.
  • Critical Illness – Aflac helps the cost of treating life-threatening or critical illnesses.
  • Dental – Aflac provides dental insurance coverage options that allow individuals to choose from.
  • Supplemental Dental – Aflac provides Supplemental dental coverage for people with no health networks and deductibles.
  • Hospital – Aflac provides coverage that helps people take care of their hospital bills and so their stay in the hospitals is not derailed.
  • Life coverage – Aflac’s coverage help protect the financial future of loved ones in case of death.
  • Short-Term Disability – Aflac makes it easy to ease the financial stress caused by a covered injury.
  • Vision – Aflac offers different vision coverage options which people can choose from.
  • Supplemental Vision – Aflac provides a supplemental vision. They help people find the care they need to help maintain healthy vision.
  • Pet Insurance – Aflac also provides insurance coverage for a pet that experiences the unexpected.


How Does One Become an Aflac Agent – Qualities of a Good Insurance Agent?

If you are interested in becoming an Aflac Insurance agent then you have the qualities of a good insurance agent.

The following are the qualities of a good insurance agent as highlighted by Aflac   :

  • A willingness to learn. Many carriers have a formal training program. Aflac’s first-year training program, for example, equips prospects with the tools they need and informs them on how to become a successful insurance agent.
  • Dedication, fortitude, or persistence.
  • An ability to connect with people. A traditional salesperson might be able to charm anyone into buying anything … once. But insurance isn’t a one-time sale; it’s an ongoing relationship. That makes the ability to form connections and maintain relationships one of the top qualities of a good insurance agent.
  • A desire to help people.
  • Being able to switch gears quickly is an asset
  • An ability to use what you’ve got. You don’t need a college degree to become an insurance agent. Nor do you need experience in insurance or sales. But the life experience you bring into this job can be helpful.


How Much Does an Aflac Agent Earn When Selling Supplemental Insurance?

According to the Aflac website:

First-year Aflac agents who hit every bonus benchmark wind up earning $13,700 in bonuses alone.

But even first-year agents who don’t hit every benchmark have ample bonus potential.

For example, you open two new accounts totaling $15,000 in annualized premiums within your first eight weeks, you will earn a $1,200 bonus.

Aflac also offers a distinct advantage in that, unlike many other commission structures, agents are paid part of their commission as soon as the coverage is issued.

That means you don’t have to wait until a policyholder starts paying for coverage before you see money in your account.


Again, this company has paid $25+ million to members:

SurveyJunkie (only USA, Canada, Australia residents allowed). You can earn money sharing your thoughts. They have already paid $25+ million to their 20+ million members just for sharing their thoughts and opinions. Click here to join SurveyJunkie for FREE


Why Join the Aflac Team?

Here are reasons to join the Aflac team as shared by the company:

1. Offerings requirements

There’s no limit to your earning potential with Aflac.

A Benefits Advisor takes home the commission, renewals, stocks, and bonuses.

2. Strong Brand

Aflac gives you the support of a strong brand with national marketing campaigns and the ability to customize your own local Aflac marketing materials to help you succeed as a Benefits Advisor.

3. Recognition

Be compensated for your performance and be rewarded with trips, awards – and a stock bonus contribution up to 3.5% of annualized premium.

4. Reputable Company

Ethisphere Magazine has named Aflac one of its World’s Most Ethical Companies every year since the award’s inception in 2007–the only insurance company in the world that can make that claim.

5. Sales Training

Whether you prefer a classroom setting, online tools, and materials, or hands-on support, Aflac offers product and Aflac-specific education to ensure you have the support you need to grow and prosper.


Benefits of Selling Aflac

There are many benefits of selling Aflac as an Independent Aflac agent.

These include:

  • You get 100% commission as an independent agent. There are no caps on commissions and renewals.
  • An Aflac agent has unlimited earning potential. The average earnings for the top 5000 Aflac agents are around $121,000 annually.
  • An Aflac agent receives commissions for each policy he sells. Of course, you will get paid commissions as long as the policy remains active and premiums are paid.
  • Aflac keeps renewing and increasing its commission rates over time. This is not found with other companies. So, an Aflac agent has his commission reviewed and increased from time to time.
  • Selling Aflac, a bit similar to selling avon, provides an agent with the flexibility to work where and when he wants. This flexibility allows him to secure and manage a minimum of two accounts each month.


What Is Supplemental Insurance and How Does It Work?

What Is Supplemental Insurance is the type of insurance that covers which is not always covered by traditional insurance coverage plans.

According to National Cancer Institute:

Supplemental Insurance is an additional insurance plan that helps pay for healthcare costs that are not covered by a person’s regular health insurance plan.

These costs include copayments, coinsurance, and deductibles.

There are many different types of supplemental health insurance, including vision, dental, hospital, accident, disability, long-term care, and Medicare supplemental plans.

There are also supplemental health insurance plans for specific conditions, such as cancer, stroke, or kidney failure.

Some types of supplemental health insurance may also be used to help pay for food, medicine, transportation, and other expenses related to an illness or injury.

Supplemental health insurance may pay benefits to either the insured person or to the health care provider.

The amount that is paid and how it is paid out will depend on the type of plan.


Supplementary Insurance Coverage Options by Aflac

Supplemental insurance covered by Aflac include:

  • Accident Insurance
  • Cancer Insurance
  • Critical Illness Insurance
  • Dental Insurance
  • Supplemental Dental Insurance
  • Hospital Insurance
  • Life Insurance
  • Short-term Disability
  • Vision Insurance
  • Supplemental Vision Insurance
  • Pet Insurance


Who Are Aflac Agents and What Do They Do?

An Aflac agent works like most insurance agents.

They sell supplemental insurance to individuals and businesses.

However, their jobs go beyond that.

Aflac Agent also carries out the following activities:

  • “Meeting with business owners and benefits decision-makers to introduce themselves and explain the benefits of the carrier they represent.
  • Developing coverage packages that are tailored to each client.
  • Meeting with employees to educate them on available benefits packages and helping them with enrollment.
  • Consulting with existing clients to ensure packages are up to date with clients’ evolving business needs.
  • Marketing and advertising to promote awareness of new policies or changes in coverage.
  • Performing administrative duties, both to ensure that clients’ enrollments and claims go smoothly and for their recordkeeping.
  • Leveraging leading technology to optimize their insurance practice.”



The above is what you should know about selling Aflac.

The answers to the top frequently asked questions about this company have been shared.

Again, this company has paid $25+ million to members:

SurveyJunkie (only USA, Canada, Australia residents allowed). You can earn money sharing your thoughts. They have already paid $25+ million to their 20+ million members just for sharing their thoughts and opinions. Click here to join SurveyJunkie for FREE